Cleaning Up My Credit

I went to http://www.freecreditreport.com/ to pull my credit. As I stated before, there are still a few things I need to clean up.

Most importantly, are 2 credit card accounts that were started in my name with a current debt of about $24,000. Again, they are up to date on payments; the only problem is that I did not charge them.

This must be an accident or worse identity theft. Either way, I went to the website and disputed the claims. I subscribed to the service for about 6 months and will be monitoring my credit regularly in an effort to clean it up.

The better my credit, the faster and easier it will be to get money for my RE investments.

Wealth Networking Goal 2009

I have come to accept that the people that you consistently hang around will affect who you become more greatly than almost any other factor.

This also applies to your income. I have heard it said if you take the average income of the 5 people you hang around the most, you should have a rough estimate of where your income currently is.

For this reason, my intention is to continually associate with people who are playing at a much higher level than me because I know it will inspire me to reach even greater heights, seek greater possibilities, and hold myself accountable to even greater visions. That's not to mention all the amazing learning, knowledge, and energy osmosis that naturally occurs when hanging around people who live their lives with a positive powerful, loving, wealthy power.

I have set a goal to attend 40 or more wealth networking events throughout 2009. I attended a RE Investment meeting last night, and tonight an Internet Marketers meeting.

I feel good. 2/40 meetings complete.

The Law Of Abundance Meeting

I attended the Law of Abundance meeting yesterday with a lady named D. Buffington. It was filled with alot of the same people you would expect to see at one of these events. Alot of them bending very far over to the "woo-woo" pie in the sky metaphysical new age side of things.

Still though, I am glad that I showed up. I definatly left there with one new idea that I have already started applying. She spoke about a number of ideas, but I think I really could identify with some basic ones I will present here:

• Determine exactly how you want you life to look like, and create a life design.
• Stay open to something different than you have imagined ("this or something better...")
• Seek out others your can trust to help you achieve your goals.

Also, she continued to refer to the Law of Attraction as a Law of Energy. She says that if everything is made of energy, we must be as well, including all of the circumstances we bring into our experience. Energy is always predictable, precise, and infallible.

She also said that all things must obey the laws that govern energy. She continued to compare the Law of Attraction to an electric circuit:

Apparently there are five parts to a complete energy circuit.

1) The Generator (the battery) in this case Ourselves, Our Thoughts, Our Inner Spirit of Creativity

2)The Line Out (+) (positive current) This is your applied effort, your "boost energy" from within yourself, the joyful actions you take to bring you closer to your goals

3)The Receiver (Light Bulb) In this case our intentions, our goal, or the life we are aiming for

4) The Line In (-)(negative/receptive current) In this case How accepting/trusting/believing/receptive we are to accept the abundant manifestations in our lives.

5) The Insulators- electric wires need insulation to function properly. In the case of our personal lives these 3 insulators are all based on having Faith : a) faith in ourselves 2)faith in other people and 3) faith in the "generative force" (aka God)

Real Estate Listings

I have been using the last hour or so to look through some craisglist ads for potential bargains, emailed some realtors, and inquired about some properties.

Abundance & The Law of Attraction

Apparently there is yet another workshop being held at a place called "The Center for Spiritual Living" today on allowing The Law of Abundance to work for you.

I think I will attend because if I can even adapt one sound idea from it, I am sure the effects will be quite worthwhile.

On another note, I was looking last night and saw a potential investment property a few minutes from my current residence. I am considering going to go look at it, and having it serve as my Financial Freedom action for the day.

Being An Entrepreneur

and learning to build businessess is a useful skill.

Real Estate investment is a business.

The Worth of a Dollar

If the Federal Reserve continues to just print more money out of thin air, what does that do to the value of the dollar?

Apparently that continues to lower the amount of resources you can purchase with every dollar you have in your pocket. The more that is printed, the less clout it
has in the financial world.

It cannot go on forever, and eventually it is scheduled to repeat itself. Throughout history, when a government went off of the gold or silver standard, the ones who have survived financially were the ones who held onto the precious metals.

I have about $5,395.00 saved up in my Financial Freedom Account which I have made a habit of adding to each day. The only purpose for the money in this account is to generate more money. I have been considering investing a portion of this in my Real Estate Investment Mentor, ultimately working together it should uncover a real estate deal that will more than pay for the cost.

Another thing I have been considering is to put it all into silver and gold, and just continue to build up those reserves until the market crashes. Although, I intend on growing the gold and silver reserves, I would like to do it with a separate account.

This money that is in my FFA right now can be used to do actual deals right now, not to mention all of the priceless education that comes about through more experiences.

I was studying a crash course on the patterns that economic bubbles tend to follow. It showed various market bubbles through history in line graphs, and laid them on top of each other. If the real estate bubble follows the same pattern, it appears that the real bottom of the real estate market should be somewhere around 2015.

Daily Financial & Wealth Education

Another one of my goals for 2009 is that I form a habit of daily financial education. I will give myself the freedom to study the topics of my choice. Day by day, I'll learn a bit more about real estate, the market, and wealth.

What if I could sum up the ideas from my daily education?

What if I could create a daily log regarding my development and growth in financial and wealth education?

What if I could record the results of my actions and attitudes daily?

The Trick to Money is Having Some

One of my favorite authors on wealth, spirituality, and freedom is an author by the name of Stuart Wilde.

Knowing that I needed to get in the sunlight today, I took to a picnic table outside my house and read from “The Trick to Money is Having Some”

Wilde says that “All that is ever needed is what one already has, which is creativity and energy…All you have to do is acknowledge that what you are right now is enough to keep you safe and more than enough to keep you in abundance for the rest of your days, in spite of circumstances. You just need you, comfortable inside yourself.”

“…when your financial success is linked to your spiritual desire for true independence, then your money making efforts take on a kind of holiness.”

A Tropical Beach House

One of my biggest goals at the moment is to acquire an amazing luxury tropical beach house of my very own. And I'm not talking just any beach house; I'm talking about 6 bedrooms or more, rich wood floors, all the amenities, a mountainous forest as the back drop, and looking over a fabulous ocean horizon.

I anticipate about a 2 million dollar price tag on it, and if I'm putting 20% down---a $200,000 down payment.

This goal may seem big for me at the moment, but it is very important-and given the type of wealth that can be generated through real estate investment, very obtainable.

What if I could find a good enough deal where I could bring an investor in to a cash flowing property within the next few years?

Taxes

I need to do my taxes.

Before this current job at in this sales job, I had worked as a realtor for about 5 years. In that time I do not recall doing my taxes. Irresponsible, yes I know…but for some reason I did not ever bring myself to get on top of it.

One of the things on my "to do" list is to find a few CPA's who can get all this straight for me as soon as possible. After that, I will hire one who understands real estate investment.

A Minor Setback

I recently applied for a hard money loan to buy a real estate investment, and although most of these hard money lenders don't go by credit but by property value, they still needed to pull it.

Apparently my credit is pretty shoddy right now just around 580-600 range. It was not enough for this lender to be willing to loan to me.

I took a look at the credit report and apparently there are some debts on there that are not actually mine, and some that are actually are. I have to look in to this and get this corrected sooner rather than later. Having good credit is important for me in getting easy money for investments.

It is just a matter of buckling down and focusing long enough to get this corrected.

Wealth Networking & Hiring a RE Investment Mentor

As you can see in my goals for 2009, one of them is to remain consistent in attending meetings with wealthy people who are doing what I intend to. It is important that I surround myself with people who are already financial free, or well on their way with real estate investment and other mediums.

I have committed to getting to 40 or more of these within this 2009 year, and by God, I think I can do it.

I need to go get some new business cards printed because I haven't had a need for them in so long that I don't even know where they are.

Another part of my goals for this year is to hire a real estate mentor. As I have stated before, I have already been in real estate for over 5 years, and I still have not acquired any properties for my buy and rent strategy. If I intend to accumulate an immense amount of ongoing wealth and cash-flow, I understand that buy and rent is the way to go.

For some reason, I have not taken enough massive action yet, and I feel that if I have a mentor they will be able to walk me through the process, and in turn, I can model their patterns, and learn from all their experience.

You may be familiar with the term OPM (other people's money,) but let us not forget the immense importance of OPE (other people's experience) and the years of learning curve it can save me from.

My 2009 Goals

2009 Goals

I. Hire a real estate mentor, and acquire one or more cash flowing real estate properties and making over $15,000 equity or cash in the process.

Interview mentors, work on real estate. Do Financial Freedom action habit every day. Study Wealth and Financial Freedom Daily. Attend weekly networking meetings. Join a real estate networking group and attend it, or similar types of meetings over 40 times.

II. Do 150 formal exercise sessions ( 30 minutes or more) to harden body, and keep it healthy, and vibrant.

Get to the gym and lift weights, or just do some cardio outdoors, either way ensuring over 150 formal exercise sessions .

III. Join the 50k/month club at Multiview by selling of 50k in real estate in a single month.

Put in the calls and attitude daily, prepare yourself to receive over $50k in sales within one month.

IV. Pay off the balance of the Buzz Bites loan ($7,970.92)

Aggressively pay down loan every month until completion.

V. Travel to Thailand for 10 days or more.

Save up $5,000 by September of 2009, buy ticket by May 2009.

Commitment

I wonder if I can help people through this media.

I am on a quest to enjoy absolute financial freedom, traveling, exploring the world, and enjoying the benefits a life of great wealth has to offer.

I intend to achieve much of this wealth through the accumulation of cash flowing real estate properties. It has been about 5 years since I first decided to seriously pursue real estate, and frankly, it has not been moving as fast as I would have liked.

At the same time, I do not want to discount the success that I have had. I have successfully helped other investors to find numerous deals, and myself have purchased, fixed up and sold a property for a small profit. It's great for this, and I am very thankful.

What if I could find a way to break free from the rat race sooner?


What if I could help others interested in living a life of Financial Freedom?