I recently applied for a hard money loan to buy a real estate investment, and although most of these hard money lenders don't go by credit but by property value, they still needed to pull it.
Apparently my credit is pretty shoddy right now just around 580-600 range. It was not enough for this lender to be willing to loan to me.
I took a look at the credit report and apparently there are some debts on there that are not actually mine, and some that are actually are. I have to look in to this and get this corrected sooner rather than later. Having good credit is important for me in getting easy money for investments.
It is just a matter of buckling down and focusing long enough to get this corrected.
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