Saturday, January 10, 2009

Good News

I just recieved word back from one of the disputes on my credit report and they have deleted one of the accounts that had thosands of dollars in debt I had never heard of.

As far as the Experian report goes, the recorded debt went from about $34,000 in revolving credit to about $8,000 and some change.

That was easier than I thought, and I suppose it should reflect well on my credit score next time it updates itself.

I wonder how often the credit score is updated.

Also, I went to http://www.freecreditreport.com/ again, and I signed up so that could see all 3 reporting companies records for me. Apparently, Experian and Equifax have only $8,000 and some change recorded in revolving debt. Transunion still showed some $34,942 to be paid off.

So I signed up at the Tansunion.com website, got on, and disputed the information there as well.

I wonder how quickly this will work in getting my credit score raised. I am sure the timing will be just right.

My intention is for my credit score and records will improve over the next few months to the point where I can easily get approved for real estate loans on a consistent basis.

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